Re: ::: vuaskari.com ::: Askari Bank Internees: 5 New Ratios Answers for Finance Reports

as usual VU walon k biyanat end time tak change hotay rehtay hn jesay last time hm logon k sath change krtay rehtay thay

multiple replies:

pehlay mail reply main kaha k in five ratios k answers Times main hn and MDB main b ksi ko reply kia k in k ans times main hn and now gross spread percentage main ho gyi ha again changing kro Gross Spread Ratio ki VU walay khud confused rehtay hain strange

Student's Message:

Msg No. 512326

Subject: ABC

Respected sir, telll me the units of Gross Spread ratio Spread ratio operating cash flow ratio   thanks

Post Your Comments Other Students' Comments: 0

Instructor's Reply:

Dear Student,   These ratios are calculated in times.

Subject: Unit

What are the Units of Gross Spread and Spread Ratios? %age or Times which one is correct?

Post Your Comments Other Students' Comments: 0

Instructor's Reply:

Dear Student, Gross spread ratio should be in % and spread ratio in times.

On Thu, Jan 12, 2012 at 12:00 AM, Waqas Ahmed Tanoli <waqas.vu09@gmail.com> wrote:

Dear Student,

 

Operating cash flow ratio is calculated in times and gross spread ratio is multiplied by 100 and is calculated in percentage.

On Wed, Jan 11, 2012 at 8:03 PM, Maha Shah <maha.shah.askari@gmail.com> wrote:

Here are five new Ratios answers for Askari Commercial Bank Limited Students.
First following are formulas then answers

Times is unit for all following ratios.
1- Operating cash flow ratio = Cash flow form operating activities / Current liabilities

2- Advances / Deposits ratio = Advances / Deposits

3-Spread ratio= Interest Earned/Interest Expense

4- Non Interest Income to Total Income = Non Interest Income / Total Income
Calculation :
Non-interest income = Non mark-up/interest income
Total Income = Interest Earned + Non interest income

5- Gross spread ratio= Net interest margin/Interest Income
Calculation :
Net interest margin= Interest earned - interest expensed
Interest Income =Markup/ Return/Interest earned

ANSWERS:

1-Operating Cash Flow Ratio

 

Particular	2008	2009	2010
Operating cash flow ratio	0.02 Times	0.22 Times	0.17 Times

 

2-Advances / Deposits Ratio

Particular	2008	2009	2010
Advances / Deposits ratio	0.77 Times	0.66 Times	0.60 Times

 

3-Spread ratio

 

Particular	2008	2009	2010
Spread ratio	1.73 Times	1.66 Times	1.56 Times

 

4-Non Interest Income to Total Income Ratio

 

Particular	2008	2009	2010
Non Interest Income / Total Income	0.14 Times	0.10 Times	0.07   Times

 

5-Gross Spread Ratio

 

Particular	2008	2009	2010
Gross spread ratio	0.42 Times	0.40 Times	0.36 Times

--

REGARDS

MAHA SHAH

MBA(FINANCE)

ADMIN GIRLS

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We say, "Be one as Pakistani Nation and grow up for Pakistan's Future". Wish you all the best. Join www.vuaskari.com,
To post to this group, send email to vuaskari_com@googlegroups.com
Visit these groups:
This (Main) Group:http://groups.google.com/group/vuaskari_com?hl=en?hl=en
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REGARDS

MAHA SHAH

MBA(FINANCE)

ADMIN GIRLS

We are the ASKARIANS!!!! A Name of Quality

ASKARI FORUM

VU PORTAL FORUM

http://groups.google.com/group/vuaskari_com?hl=en?hl%3Den&pli=1

--
We say, "Be one as Pakistani Nation and grow up for Pakistan's Future". Wish you all the best. Join www.vuaskari.com,
To post to this group, send email to vuaskari_com@googlegroups.com
Visit these groups:
This (Main) Group:http://groups.google.com/group/vuaskari_com?hl=en?hl=en
MIT/MCS Group: http://groups.google.com/group/vu_askarimit?hl=en?hl=en
HRM Group: http://groups.google.com/group/askari_hrm?hl=en?hl=en
Banking Group: http://groups.google.com/group/askari_banking?hl=en?hl=en
Management: https://groups.google.com/group/vuaskari_mgt?hl=en
Marketing: https://groups.google.com/group/vuaskari_mkt?hl=en
MIS Group: http://groups.google.com/group/askari_mis?hl=en