Dear Salman,I learnet a lot from your presentation points.We all salute you and pray by heart for your success in every field of life.In my Study,your contribution is about 80%.Without your kind help,it was quite impossible for me to pass MBA.You very well know that a Banker has very less time to study because of long working hours .Due to your tips,I passed my project also.My viva is still pending.Congratulations in advance to pass viva.
Mubashir Akram
AVP
The Bank ofPunjab
On Fri, Oct 7, 2011 at 7:17 PM, Hafiz Salman Majeed <hafiz.salman.majeed1@gmail.com> wrote:
Respected Fellows...Today was my viva and bellow is my story...When i enter in conference room... there are one male and 2 female teachers...Salam dua hoi then i put my USB and start my presentation...i introduce myself plus my organization... when i come to business volumeFemale Teacher: Salman please come to Training program..Me: Sure ma'am...I start my training program i worked from this date to this date and following are the departments...Accounts Department...Male Teacher: App Current Deposit Account vouchers dekhain hain?me: Yes Sir,Male Teacher: Kiya dekh kar sort out kartey they Vouchers...ME: sir my supervisor told me some Codes of check like For current deposit 0101 for PLS 0110 etc... i sort out all vouchers on the basis of there codes...Male Teacher: OK..Female Teacher Said come your next department....Foreign Trade Department....In my slides i mention following points...Arrange Old Files..Collect Daily Currency Rate Sheet..Photocopy Documents...Fax instruments to Head Office...Take Signatures of Managers...Then i start explaining that how i arrange files when i come to Daily currency Rate sheet...Male Teacher: how many currency your bank is dealing...Me: Sir they deal in Doller, GBP, Euro, Jepenase Yen and Pak Rs Etc...Male Teacher: mein aapse kiya questions karon iss department se related :-o (Same Words mere friends ne kahay they eik din pehlay Salman Bhai hum aap se iss department se related kiya questions karain :P) lolzz...Me: sir unhu ne mujhe kuch bataya he nahin.... once i asked k madam ye kiya cheez hai... she said "Salman Please Keep Quite Let me Concentrate on My work, you are internee so jo kaha hai wo karo"Panel Laughed... :DMe: madam am very famous photocopier in my branch... Jo account opening se ata Salman ye copy kar do... jo Clearing se aaye ye kar do wo kardo...Panel Again Laughed...Male Teacher: Koi kam batao jo aap ko ata ho iss department may like Letter of Credit...Me: i explained what is letter of credit is....Male Teacher: Good...Female Teacher: come to your next Department Salman..Me: Sure Ma'am...Account Opening Department...I start explaining my tasks...Male Teacher: aap ko Accounts ka kuch pata hai?Me: YEs sir...Male Teacher: Tell me Names Please..Me: Sir my Supervisor Told me Askari Bank is Dealing in Current,BBA,PLS,ASDA and foreign Currency Accounts...Male Teacher: What is BBA..me: Sir Basic Banking Account...Male Teacher: iss may koi special baat kiya hai?me: Sir 2 withdrawals and deposits are free for every month..Male Teacher: Good...Female Teacher: Salman Come to Your Ratio Analysis...Me: Sure Ma'am...I explained what is the purpose of Ratio analysis and why we calculate all ratios etc...Male Teacher: What is Current Ratio?Me: It tells us the short term liquidity position of organization and its formula is current assets / current liabilities...the most favouable year for my bank is 2008 and worst year was 2010...Male Teacher: aap ka 2010 ka year kiya show kar raha hai? Answer was (0.9715 Times)Me: sir ye show kar raha hai bank ka pass itney assets nahin kay k wo short term liabilities pay kar sakhta hai...Male Teacher: iss ko aap Ratio k lihaaz se kaise kaho gay?Me: totally Confused :s what he wanna ask :-o i said.... sir mein yahi kahon ga ka bank kay pass itnay current assets nahin hain k wo liabilities pay kar sakhay...Male Teacher: app samjh nahin rahay mera question?ME: sir jitna samjha aaya utna bata raha hon...Female Teacher: what is benchmark rate?Me: according to International Accounting Standard... 2:1Female Teacher: ab answer dou 2010 ka ?Me: Again confused or uper wali same line bool di...They are not satisfied...i said Ma'am please i think am not getting u aap eik bar relax ho kar question bataye aap janna kiya chati hain... yan app mere answer ko understand nahin kar pa rahin yan mein aap ka question nahin samjh paa raha...Female Teacher: mein ye poch rahin ye current Ratio ka answer aaya hai 0.9715 to current Laibilities ka kiya answer hoga?Me: miss its simple 1 because benchmark rate is 2:1 and liabilities according to benchmark rate should be 1...Female Teacher: Exactly this was our question answer...Me: sorry ma'am mujhe aap ka question nahin samjh aaya tha...Female Teacher: its ok Salman.. now come on acid Test Ratio...Me: Acid Test Ratio also tell us liquidity position of the organization but after subtracting prepayments and formula is current assets - prepayments / current liabilities...and according to trend analysis best year was 2008 and worst year 2010...Male Teacher: Current and Acid test ratios my minor sa difference hota hai salman... wo kiya hota hai ?Me: Sir Acid test ratio may hum current assets may se prepayments less kar daite hain or most liquid assets reh jatay hain then we compare with our current liabilities... k hum pay kar sakhtay hain yan nahin...Male Teacher: Good... appne Formula may Inventory kyun nahin likha...Me: Because sir Inventory to hoti he manufacturing ki companies k case may hain... bank to eik service organization hai...Female Teacher... Good Salman come to your recommendations...Me: Moving Slides to Downwards...Female Teacher: give my Result sheet to Male teacher and said... Just give one recommendation to your bank...Me: ma"am my recommendations for bank...Try to recover as early as possible their bills receivable...Pay off short term obligations on timeShareholder funds should be rise..they must sale out all unused assets and convert into cash...agar bank ka koi product famous hai us per aisa interest rate charge kare jis se customer bhi khush rahay and bank ka profit bhi increase ho... apne service charges jo only askari bank provide karta hai us ki fee bhara dein takay profitability ratios behter hon..for more improvement they have to convert their assets into cash as soon as possible they can for improve assets more etc...mein booli ja raha tha...Female Teacher: Ok Ok Ok salman good... thank you for your presentation please take your usb...Me: take my usb an said Allah hafiz....Here was my story today... and it takes only 10 mints... whole viva only 10 mints :PNow please pray for me that k result Pass he aaye :-s
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█▓▒░ Hafiz Salman Majeed░▒▓█
MBA Last Semester (Finance Group)
LAHORE
اللہ آپ کو آسانیاں عطا فرمائے۔
جزاكم الله خيرا وأحسن الجزاء في الدنيا والأخرة
جہاں رہیے اللہ کے بندوں کے لیے باعثِ آزار نہیں، باعثِ رحمت بن کر رہیے
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--
We say, "Be one as Pakistani Nation and grow up for Pakistan's Future". Wish you all the best. Join www.vuaskari.com,
To post to this group, send email to vuaskari_com@googlegroups.com
Visit these groups:
This (Main) Group:http://groups.google.com/group/vuaskari_com?hl=en?hl=en
MIT/MCS Group: http://groups.google.com/group/vu_askarimit?hl=en?hl=en
HRM Group: http://groups.google.com/group/askari_hrm?hl=en?hl=en
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Management: https://groups.google.com/group/vuaskari_mgt?hl=en
Marketing: https://groups.google.com/group/vuaskari_mkt?hl=en
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