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Sunday, March 11, 2012

Re: ::: vuaskari.com ::: Banking Internees: Let's prepare for viva questions.........

Anyone tell me the proper definition and benchmark rate of the following ratio for viva preparation.

1) Net Profit Margin

2) Gross Spread Ratio

3) Non Interest Income to Total Income Ratio

4) Spread Ratio

5) Return on Assets (ROA)

6) Du Pont Return on Assets Ratio

7) Return on Total Equity (ROE)

8) Debt Ratio

9) Debt / Equity Ratio

10) Times Interest Earned Ratio

11) Advances / Deposits Ratio

12) Operating Cash Flow Ratio

13) Dividend per Share

14) Earning per Share

15) Price/Earning Ratio



On Thu, Mar 8, 2012 at 1:33 AM, mc100200319 Salma Bibi <mc100200319@vu.edu.pk> wrote:
salam to all....
   Mahaa its a very good way for the prepration of viva & presentation.. My request to all seniors & those who have idea about viva plz share ur openion..

On Mon, Mar 5, 2012 at 8:42 PM, JaNNat <mc100202703@vu.edu.pk> wrote:
1- What is Next of Kin 
A: next of kin used to describe a person's closest living blood relatives at the time of account opening.i.e account holders wife/husband, mother/father, friend or any other person whose CNIC copy is provided at the time of account opening.
if the account holder does not come in bank for the 6 months or in case if he/she is died then the next of kin(whose name is mentioned,CNIC copy) can take account balance of the account holder.
2: What is Basic Banking Account (BBA) 
A; it is stands for basic banking account.
BBA account basically for the salaried persons and for students.
requirements for account opening
1: CNIC copy(see orignal)
2: salary slip in case of salaried individual and bonafide letter for students.
3:initial deposit is 1000RS.
features:
two withdrawals and cash deposits in every month are free.
with the bank debit card unlimited withdrawals and cash deposits.
no deduction of charges.
non profit bearing..

3- Difference between BBA Account and Current Account
A:
BBA  account stands for basic banking account. it is specially for salaried individuals and students. 

current account:
current account is that account where is no profit and no loss.



4- What is SS Card
A;  SS card stands for specimen signature card. after the fulfilment of all requirements for account opening there is turn of SS card.
it is used ti telly the signature at the time of cheque payment.
generally two signatures are taken of account holder on SS card.


5- what is Letter of Credit (LC)
A; LC stands for letter of credit. it is an instrument that is drawn by importers bank on exporters bank to deliver the goods on specific date and time. it is very important instrument in international trade.



6- How many Types of Clearings
A;  there are two types of clearing
1: inward clearing( where bank received cheque that is drawn on him for clearing by NIFT)
2:outward clearing( where instruments are deposited by customers drawn on other banks presented for clearing)


7:Difference B/W Inward Clearing and Outward Clearing
A:  as it is mentioned in question no 6's answer:)

MAHAA  am i rite?????










On Mon, Mar 5, 2012 at 8:18 PM, Mahaa Shah <mahaa.shah.askari@gmail.com> wrote:
plx its a request that reply to all not only reply to me
try to click reply to all so all can discuss




On Mon, Mar 5, 2012 at 2:21 AM, Mahaa Shah <mahaa.shah.askari@gmail.com> wrote:
Let's start preparing viva questions which we old students have experienced in our session.
i will ask some questions and all should answer those. Then next day, i will provide u answers...
You All Agree?

Here We Start:
Common Questions from Banking Sector on Training Program:
1- What is Next of Kin
2- What is Basic Banking Account (BBA)
3- Difference between BBA Account and Current Account

5- what is Letter of Credit (LC)
6- How many Types of Clearings
7- Difference B/W Inward Clearing and Outward Clearing


Regards:
MAHA SHAH
ADMIN GIRLS
MBA (Finance)

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--
B@bs

--
We say, "Be one as Pakistani Nation and grow up for Pakistan's Future". Wish you all the best. Join www.vuaskari.com,
To post to this group, send email to vuaskari_com@googlegroups.com
Visit these groups:
This (Main) Group:http://groups.google.com/group/vuaskari_com?hl=en?hl=en
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--
Bubbli...

--
We say, "Be one as Pakistani Nation and grow up for Pakistan's Future". Wish you all the best. Join www.vuaskari.com,
To post to this group, send email to vuaskari_com@googlegroups.com
Visit these groups:
This (Main) Group:http://groups.google.com/group/vuaskari_com?hl=en?hl=en
MIT/MCS Group: http://groups.google.com/group/vu_askarimit?hl=en?hl=en
HRM Group: http://groups.google.com/group/askari_hrm?hl=en?hl=en
Banking Group: http://groups.google.com/group/askari_banking?hl=en?hl=en
Management: https://groups.google.com/group/vuaskari_mgt?hl=en
Marketing: https://groups.google.com/group/vuaskari_mkt?hl=en
MIS Group: http://groups.google.com/group/askari_mis?hl=en

--
We say, "Be one as Pakistani Nation and grow up for Pakistan's Future". Wish you all the best. Join www.vuaskari.com,
To post to this group, send email to vuaskari_com@googlegroups.com
Visit these groups:
This (Main) Group:http://groups.google.com/group/vuaskari_com?hl=en?hl=en
MIT/MCS Group: http://groups.google.com/group/vu_askarimit?hl=en?hl=en
HRM Group: http://groups.google.com/group/askari_hrm?hl=en?hl=en
Banking Group: http://groups.google.com/group/askari_banking?hl=en?hl=en
Management: https://groups.google.com/group/vuaskari_mgt?hl=en
Marketing: https://groups.google.com/group/vuaskari_mkt?hl=en
MIS Group: http://groups.google.com/group/askari_mis?hl=en
Posted by aaaa at 6:07 PM

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