Re: ::: vuaskari.com ::: MCB bank ratio analysis solve by admin dua waqar

Comments on the organizational structure of MCB

2011/6/24 ∂υα ωαqαя <dua4566@gmail.com>

Current ratio = Current Assets/ Current liability

2008 = 1.376; 2009 = 1.323; 2010= 1.362

Current Assets = Cash and balances with treasury banks + Balances with other banks+ Landings to financial institutions + Investments – net +   Advances – net

Current liability = Bills payable + Borrowings+ Saving deposits+ Current accounts – non remunerative+ Margin accounts + Others + Non–remunerative deposits 

 

Quick ratio = Current Assets- Advances / Current liability

  2008 =0.49; 2009 =0.61; 2010= 0.70

 

Working capital ratio = Current Assets - Current liability

2008 =111,647,489; 2009 = 115,050,710; 2010 = 138,606,187

Time Interest Earned = EBIT / Interest expenses

2008 =2.89; 2009 =2.474; 2010= 2.470

EBIT = Profit before Taxation + Interest expenses

 

Debt ratio = Total debt / Total Assets

2008 =0.865; 2009 =0.859; 2010 = 0.856

 

Debt/Equity Ratio= Total liabilities / Shareholder equity

2008 =7.1; 2009 =6.9; 2010 = 6.8

Shareholder equity = Share capital + Reserves + un appropriated profit.

 

Debt to Tangible Net worth Ratio = Total liabilities / Tangible net worth

2008 =6.4; 2009 =6.1; 2010 = 5.9

Tangible net worth = total assets – total liabilities - Intangible assets

 

Total Capitalization Ratio = long term debt / (long term debt+ Share holder equity)%

2008 =62%; 2009 =57%; 2010 = 60%

Long term debt = sub-ordinate loans + other liabilities + deferred tax liability + Fixed deposits + Remunerative deposits

Net Profit Margin = Net Income / sales *100

2008 =38%; 2009 =30%; 2010 = 31%

 

ROA= net profit before tax/ total assets* 100.

2008 =4.9%; 2009 =4.6%; 2010 = 4.7%

 

DuPont Return on Assets = (Net Income / Sales) x (Sales / Total Assets)*100

2008 =3.4%; 2009 =3.0%; 2010 = 2.9%

 

Operating profit margin = EBIT / Net sales

 

Return on operating assets = EBIT / operating assets %

Operating Assets = Cash and balances with treasury banks + Landings to financial institutions + Advances – net + Operating fixed assets

 

Return on equity = Net Income / Total equity *100

Total equity = Share capital + Reserves + un appropriated profit.

 

Gross profit margin = Gross profit / Net sales*100

Gross profit = Net mark–up / interest income

 

Total Assets Turnover = Sale/ Total assets

 

Fixed Assets Turnover = Sale/ Fixed assets

Fixed assets = total assets – current assets

 

Dividend per share = Dividend paid to share holder / Average common share outstanding

2008 =13; 2009 = 9; 2010 = 11

Number of out standing shares = share capital amount / par value of share NOTE#19

 

Earning Per share =Profit Available to shareholders or Net income after tax/ No of shares outstanding

2008 =20.16; 2009 = 20.6; 2010 = 22.19

 

Price Earning Ratio = Current market Share price/ Earning per Share

2008 =6.2; 2009 =10.9; 2010 = 10.3

Current market Share price from http://www.kse.com.pk/

 

 

 

 

 

 

 

 

 

 

 

 

                             

 

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Admin Dua Waqar (MBA Finance) 

[CS507, MKT501 , FIN623 , FIN630 , FINI619, MGT613]

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